How We Help

Discover the tools and techniques we use to help you feel at home with your retirement.

The Home Sweet Home Financial Blueprint

Just like building a home, constructing your financial future involves several critical steps. We’ve designed our Home Sweet Home Financial Blueprint to guide you through every part of the process in a way that’s easy to understand and follow.

Step 1:

Laying the Foundation — Social Security Decisions

The first step in our process is to help you decide when and how to take your Social Security benefits. It’s an important decision that can significantly impact your retirement income.

Step 2:

Building the Walls — Understanding Your Accounts

Next, we’ll help you understand your different accounts — IRAs, Roth IRAs and non-qualified accounts. We’ll explain how they work and how they fit into your overall financial strategy.

Step 3:

Installing the Roof — Risk Assessment

In this step, we’ll discuss your comfort level with risk. We’ll help you figure out how much risk you’re willing to take on as we work together to create an income strategy that meets your retirement goals.

Step 4:

Adding the Insulation — Inflation Protection

Here’s where we help ensure your income is built out with inflation-protected products. This step is all about making sure your money maintains its purchasing power over time.

Step 5:

Painting the House — Tax-Efficient Strategies

Finally, let’s add some color to your strategy. This step is all about making your money work as efficiently as possible with tax strategies designed to keep you from paying more than you need today and tomorrow.

We design strategies that help accomplish

Three Key Goals

1. Growth Opportunities

“Will I run out of money?” This is the top concern we hear from new clients. Our retirement income strategies can help you feel confident that your money will last as long as you need it. These strategies include annuities, investments, IRA/401(k) rollovers and other wealth management opportunities.

2. Preservation

The closer you are to retirement, the less risk you should take on. We can incorporate products and services that help preserve what you have. We do this through life insurance, tax-efficient strategies, long-term care strategies and IRA legacy planning.

3. Giving

You want to create a legacy that lives on after you’re gone. We work closely with attorneys and tax professionals to help you organize your giving strategy, helping you with trusts, probate, charitable giving, estate planning and tax planning.

Insurance products are offered through the insurance business Belger Financial Group. Belger Financial Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Belger Financial Group are not subject to Investment Advisor requirements. AEWM and Belger Financial Group are not affiliated companies.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Belger Financial Group is not affiliated with or endorsed by the U.S. Government or any governmental agency.

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